• Understand what the score means

• Understand the requirements of the lender

• Determine how to achieve the necessary improvements

• Do the work necessary to achieve those results

HOW AMERICAN CREDIT CAN HELP YOU

1. American Credit Will Help You Understand The Requirements of the Lender in Advance:
The first step to ensuring a successful loan process is to have a good understanding of how lenders will look at your financial portfolio as it relates to credit. This can be accomplished by getting the answers to some basic questions like:

• What do they like to see in terms of credit scores?

• Do they prefer a credit report from a particular bureau?

• What are the debt-to-income ratios they're looking for?

• What is the most critical factor stopping your loan approval?

Unless you are an expert in the field of finance and credit, it's close to impossible to know what questions should be asked to come up with a strategy that would result in a successful loan process. We work with you directly to determine what factors are key to your loan approval. Once this information is in place, we can go onto the next step of this process.

2. American Credit Will Help You Determine "How To" Achieve the Necessary Results:
The second step is to determine how you can achieve the results necessary to get the best financing available. That's where American Credit can really help you the borrower. One of our consultants will give you an in-depth appraisal of your credit profile, using our experience and expertise to guide you through the steps we believe are necessary to help you turn a "denied application" into an "approved loan" as soon as possible. This appraisal thirty to forty firve minutes, and becomes the foundation for the strategy used during the repair process. It's like having an appraisal done on your home. The appraiser goes into great detail to determine what you need to do in order to maximize the potential listing price of your home. You have the choice to hire outside professionals to carry out the suggestions listed on the appraisal, or you can do the work yourself. If you decide to hire American Credit to do the work, we will ask you to commit to a 6-month program

3. American Credit Will Help You Do the Work Necessary to Achieve Those Results
The third step is to do the work. After the initial consultation and free pre-evaluation, if you decide to hire American Credit to do the work for you, we will ask you to commit to a 6 month program. Following are the fees for our program:

We offer special rates and promotional discounts from time to time.
Please call  for more information.